Citizens Advice Bureau

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BankFacts ( 13.10.10.L4 )
Excessive Bank Charges for Unarranged Overdrafts(13.10.10.L5)
Insurance problem checklist (13.10.0.b )
Jersey Construction Council ( 13.12.2.L6 )
Accountants in Jersey / Book- keepers ( 13.10.15 )
Banking in Jersey ( 13.10.10. )
Channel Islands Company Registers and Search Agencies ( 13.13.6. )
Citizens Advice money advice service - ( 13.15.0.L3 )
Clairvoyance / Fortune telling ( 13.11.11 )
Community Savings Ltd ( 13.10.13.L1 )
Company searches ( 13.1.45. )
Cost of Living Index - how to calculate increase ( 13.3.1.L1 )
Credit reference agencies ( 13.3.4 )
Debt Collection Agencies (13.15.5.L1)
Depositors Compensation Scheme-[13.10.12.12]
Fireworks ( 13.13.12.L5 )
Guarantors ( 13.3.4.L1 )
Hairdressers ( 13.11.9. )
Hire Purchase search when buying used car ( 13.5.2.L5 )
Independent Financial Advisers ( 13.10.13 )
Institute of Directors ( 13.13.0. L1 )
Insurance - Miscellaneous ( 13.10.6.L4 )
Jersey Consumer Council ( 13.1.80.L1 )
Jersey Cost of Living Index / Retail Price Index ( 13.3.1. )
Jersey Electricity ( 13.14.1. )
Jersey Gas ( 13.14.2. )
Jersey Index of Average Earnings ( 13.3.1.L3 )
Jersey Motor Trades Federation Membership ( 13.5.0.L5 )
Jersey Water ( 13.14.20. )
Liability for Debts / Club Members (13.15.8)
Milk - Doorstep Delivery ( 13.7.1. )
Payment Protection Insurance (PPI) (13.13.1.L7)
Recovering uninsured losses ( 13.10.6.L10 )
Scaffolding ( 13.12.2.L4 )
Tattooing/ Electolysis/ Body piercing ( 13.11.7. )
Unsolicited goods received through the post ( 13.4.30 )
Unsolicited mail / Mail Preference Service / Junk mail ( 13.4.30.L2 )
PDF

LOCAL INFORMATION

13.10.10.L5
Excessive Bank Charges for Unarranged Overdrafts

Extent:Jersey
April 2007
Updated 30 July 2014
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LATEST NEWS

22 December 2009

The Office of Fair Trading has announced that it will not continue its investigation into banks' unarranged overdraft charging terms.

For more information see:-

http://webarchive.nationalarchives.gov.uk/20140402142426/http://www.oft.gov.uk/news-and-updates/press/2009/144-09

Consumers with complaints about bank current account charges are advised to visit the FSA website www.fca.org.uk or the Financial Ombudsman Service [FOS] website www.financial-ombudsman.org.uk for more information.

The FOS wrote to the major current account providers and claims management companies in October 2009 to set out their approach to cases involving current account charges and financial hardship, emphasising  the importance of cooperation in ensuring the efficient handling of these complaints.